Below are links to some national and state organizations, which can provide you with much more information about the viatical industry.
Where to go for more information?
Selling Your Life Insurance Policy: What you should know about Life and Viatical Settlements - From the Connecticut Insurance Department
When to Cash In: Viatical Settlements - Denver Mayor's Office of Employee Assistance
National Association of Insurance Commissioners
Texas Department of Insurance
Better Business Bureau
Dept of Labor Study on Direct Benefit to Direct Contribution Shift - National Academy of Social Insurance
Viatical Settlements and Accelerated Death Benefits - from the Illinois State government