Guide to Viatical Settlements

ViaticalWeb provides information about viatical settlements. We do not buy or sell these settlements. We are a nonprofit consumer resource, providing information about these financial transactions.

Viatical settlements involve a terminally or chronically ill person selling his or her life insurance policy to an investor in return for a lump-sum payment.

The investor takes over payments on the policy and is the beneficiary of the policy upon the death of the patient. Although the process may sound morbid, it can be a rational transaction for ill people, providing them with needed money.

Viatical settlements are a purely financial transaction between two parties. We attempt to educate the consumer.

This site presents some of the history of viatical settlements, how they developed in response to a need.

We also outline the viatical process, or how to viaticate.

We also discuss related alternatives to viatical settlements, which viatical candidates may be interested in. And we look at whether viatical settlements are good investments to buy.

Acting Like There's No Tomorrow When There May Be Many Tomorrows Left - New York Times

Settlement options

Differences between senior and viatical settlements